Does Insurance Cover Rehab for Depression?Frank Montalvo
How to Find Out if Your Insurance Covers Depression Rehab
Conventional depression treatment like going to therapy and taking medication does not work for everyone. Rehab for depression is a more intensive treatment that can get you through the crisis and put the support in place you need to feel like yourself again. Once you’ve decided it’s a good fit, you may be left wondering, “Does insurance cover rehab for depression?”
In short, yes, your insurance company should cover some or the total cost of rehab for depression. Depression is a serious health condition that affects a staggering 14.5 million adults in the United States alone. In times of crisis, many depressed clients find that their needs are better met by a rehab program than they would be using more conventional mental health treatment.
You may be wondering if rehab can get you back to feeling like yourself. Below, I’ll talk more about what exactly rehab for depression is and if you’d be a good fit for the programs at Icarus Behavioral Health. I’ll also answer some other questions you might have regarding coverage for mental health services like rehab, so keep reading to get information and support options at Icarus now!
What Exactly is Rehab for Depression?
Chances are, the first thing that comes to your mind when you hear the term “rehab” is substance abuse treatment. The reality is that few rehab centers offer much more than just treatment for substance use disorders.
However, Icarus Behavioral Health in New Mexico does offer mental health services, as well as dual diagnosis treatment. Dual-diagnosis treatment centers are for clients struggling with substance use disorder and mental illness at the same time and are among the strongest programs of support offered at Icarus.
What Can I Expect at a Rehab Program for Depression?
Your mental health treatment plan is going to be unique to your specific situation. Some of the treatments offered by Icarus in New Mexico include group therapy, individual therapy, and medication. We also offer inpatient and outpatient rehab services for mental health and substance use disorders.
After contacting us for mental disorder services, you’ll have an intake where we’ll discuss treatment options. We can also help you get established with a mental health provider near you for additional support, following graduation from our program, as part of our dedicated aftercare support.
Can a Depressed Person Go to Rehab?
As someone who has struggled with depression, I can confidently say that one of the hardest things to do is ask for help. Once you have support in place, though, you’ll see how much treatment for your mental illness is a medical necessity.
Not only can you go to rehab if you are struggling with depression, but you should consider our depression rehab programs at Icarus. Rehab gives you a safe environment to really focus on your mental health. Plus, many health insurance plans cover some or the total cost of depression rehab if you need it.
How the Affordable Care Act Has Made Mental Health Treatment More Accessible
For people who don’t have private insurance, there are still options available. The Affordable Care Act (ACA) was instituted to make healthcare more accessible. Under the plan, your annual income is taken into consideration and you can get a health plan at a low monthly cost.
Lower-income individuals sometimes qualify for Medicare coverage. Medicare sometimes has costs for services, but other times your medical services might be covered completely!
Icarus proudly accepts Western Sky insurance, as well as other forms of Medicaid in NM, for treatment.
Does Insurance Cover Rehab for Depression? Getting Answers and Help
Being on hold with my insurance company is the last thing I’d want to do during a mental health crisis. Fortunately, most health insurance providers are going to cover treatment for mental health conditions.
The Mental Health Parity Act and Addiction Equity Act of 2008 protect mental health coverage and addiction treatment. It ensures insurance companies provide the same benefits for behavioral health services that they would for physical health treatment.
As a qualified mental health treatment facility, Icarus Behavioral Health is likely a great option as both an in-network provider and an out-of-network facility and is covered by many forms of insurance. Many of our clients find that they qualify for treatment with no out-of-pocket expenses, so give us a call today!
Is Depression a Medical Condition for Insurance?
Yes, insurance coverage includes a number of essential health benefits when you’re struggling with depression. This essential health benefit coverage includes mental health treatment, prescription drugs, and inpatient and outpatient programs.
Depression is considered a pre-existing condition that many insurance plans cover. As a chronic condition, many insurance companies expect to pay for long-term treatment.
How Much Does Treatment for Mental Illness Cost?
If you have health insurance, treatment for mental health disorders may be available with no out-of-pocket costs. With acts like the Mental Health Parity requiring fair insurance coverage for mental health services, treatment is affordable!
If you have private coverage through your employer, there is a chance that you will have to pay out of pocket. However, it should still be more affordable than the typical rehab cost. Some treatment centers also offer payment plans for medical services.
People with private insurance pay between $863-$1,501 more than someone with physical ailments. This can also be higher for people who have severe depression. However, there is at least partial coverage that is going to reduce the cost of depression rehab.
How to Find Out if My Insurance Company Covers Rehab at Your Mental Health Treatment Center
It can be overwhelming to contact your insurance provider directly or talk to your human resources representative about insurance coverage. Insurance plans are confusing and Icarus Behavioral Health can help.
Our intake team is familiar with various types of insurance providers and their standard behavioral health benefits. We may be able to tell you what to expect as far as coverage by your insurance plan. We can also fill you in on your responsibilities, including copays and deductibles.
All of this is done via confidential call, so please reach out to their compassionate team for a consult now and get exact costs, often within minutes!
How Do I Know I Would Benefit from Rehab for Depression?
I probably don’t have to tell you all the ways that depression is impacting your life. Depression feels like a dark hole that you can’t crawl out of. It can be hard to get out of bed, let alone go to work or spend time with your family. Depression also affects your eating and sleeping habits and can make you irritable with the people you love.
If depression is getting in the way of you living your life, I urge you to look at your treatment options. As someone who has sought treatment themselves, I can say that the right support is literally life-changing!
There may be some confusion about what will your insurance cover or if rehab is the best treatment. If you are unsure, our team at Icarus Behavioral Health can talk to you about your options.
Is Outpatient or Inpatient Treatment Better for Major Depressive Disorder?
Mental health recovery isn’t the same for everyone. In some cases, outpatient treatment at Icarus Behavior Health offers enough support for your mental illness. Other times, you may need the safe space that an inpatient treatment program provides.
Inpatient rehab is best when you are experiencing extreme sadness, hopelessness, or helplessness. It works well for people who are in crisis. We also offer intensive outpatient programs or partial hospitalization programs. Different levels of outpatient services ensure you have the support in place for success when you return to your life!
Contact our caring Admissions team at Icarus Behavioral Health and schedule an intake appointment to see what services will work best for you! Our programs are fully licensed and evidence-based according to standards published by the Substance Abuse and Mental Health Services Administration (SAMHSA).
Which Mental Health Services Does My Insurance Cover?
The mental health coverage provided by your health insurance plan is going to change based on your individual coverage. Fortunately, it’s a little easier for a provider to find out about your coverage than it would be for you.
Talk to our team at Icarus to find out about your options for treatment and what your health insurance plan will cover. The many services we offer clients let us provide the level of treatment you need to start feeling like yourself again!
Using Health Insurance Coverage for Depression Treatment at Icarus
The term “rehab” is often associated with people struggling with substance use disorder, rather than someone struggling with depression. At Icarus in New Mexico, we treat a variety of conditions including major depressive disorder, post-traumatic stress disorder, anxiety, and more. No matter your individual needs, we can help you get back to feeling like the best version of yourself!
When you contact us, we’ll help come up with an individual treatment plan. We accept insurance from most providers. Chances are that your rehab cost will be covered in part or whole by your insurance company!
Reach Out Today for Help with Depression at Icarus!
Even with the increased availability of insurance through the Affordable Care Act, not everyone seeks the mental health treatment they need. What’s standing in your way? Our admissions team makes it easy to find out if your health insurance will cover treatment at our facility.
Make your mental health a priority and contact us now for proven support options!