Using Presbyterian Insurance for Rehab

Everything You Need to Know About Using Your Presbyterian Insurance for Rehab

Rehabilitation is a vital aspect of your recovery. However, many tend to stray from the idea of rehab because of the financial expenses of being admitted to a facility. This is why having an insurance plan that covers your rehabilitation needs is vital in ensuring your health and well-being.

For individuals living in New Mexico, Presbyterian insurance is readily available to assist those in need of in-patient rehabilitation. Whether you have an existing plan or are interested in applying, we would be happy to assist you in gaining the rehab services you need.

Keep reading for more information about Presbyterian insurance coverage for rehab in the great state of New Mexico!

Presbyterian Insurance Policy Coverage for Rehab

Presbyterian insurance covers rehabilitation itself and many services are included under it.

However, a client may need various treatments, medication, or different services throughout their recovery, depending on their condition and situation. Presbyterian insurance does not necessarily cover all of this. The common treatments and patient needs included under the insurance coverage include:

• Outpatient rehabilitation
• In-patient rehabilitation
• Medication-assisted treatment (MAT)
• Different forms of therapy as needed (Individual, family, or group therapy)
• Drug tests
• Psychiatric consultations and services
• Medical detox facilities

Presbyterian Insurance Substance Abuse Treatment Options

Presbyterian insurance offers many forms of treatment for patients who are recovering from substance abuse. As seen in the section above mentioning the covered services, the insurance will cover inpatient and outpatient rehabilitation, MAT sessions, and other services as needed.

Although many of these services are based on science, there are also other treatment options that are focused on healing both the body and the soul. With that, the treatments under the insurance incorporate both scientific treatments and faith-based healing in their approach. The Presbyterian Church encourages all individuals under the insurance program to participate in faith-based practices and treatments as they move forward in their recovery. It is not required, at any point, however.

Presbyterian insurance rehab services in New Mexico are all supported by an encouraging network of medical professionals, pastors, and clients’ relatives and loved ones. One example of a faith-based treatment option is Celebrate Recovery, which is a Christ-centered support program that takes its basis from AA aimed at healing and recovery from substance abuse.

However, take note that the rehabilitation services under Presbyterian insurance are open to all patients, regardless of faith or religion.

Faith-based treatment options revolve heavily around having something to believe in. The Presbyterian Church encourages patients to believe in something that will help them in their recovery, such as the support of an almighty being like God or simply the support and understanding that they receive from their peers.

Does Presbyterian Insurance Cover Drug Rehab?

Yes. Presbyterian insurance covers many services that are required to help patients recover from substance abuse and drug addiction. The coverage of Presbyterian insurance typically caters to all clients who are recovering from substance abuse, regardless of what drug they are using.

This includes individuals that were addicted to heroin, cocaine, crystal meth, prescription drugs such as opioids and stimulants, marijuana, and much more.

Recovering from substance abuse is not easy, especially if an individual does not have a stable support system or access to the resources they require for their recovery. We highly encourage all individuals to apply for Presbyterian insurance if they are suffering from substance abuse.

This allows them to gain access to high-quality care, an encouraging environment, and other forms of treatment as they secure their well-being.

If you have an existing plan, contact Icarus Behavioral Health today to learn more about how you can take advantage of your Presbyterian insurance for a top rehab in NM.

Does My Presbyterian Insurance Policy Cover Alcohol Rehab?

Yes. Rehabilitation services are available for clients recovering from alcohol abuse. Similar to patients recovering from drug abuse, all individuals that are recovering from alcohol abuse are entitled to various services and forms of treatment that will aid them in their recovery.

Presbyterian insurance covers many of the common treatment options required in their recoveries, such as counseling and therapy.

Alcohol use disorders are a serious issue and can be difficult to overcome on your own. A safe environment with access to the necessary treatment is one of the most important parts of recovering from addiction.

Everybody deserves a chance to receive the care and assistance that they deserve, especially through challenging times.  If you are currently suffering from alcohol abuse and are looking for a way to secure your recovery, then Icarus will be happy to help you apply for or take advantage of your Presbyterian insurance.

Does Presbyterian Insurance Cover Mental Health Services?

Yes, Presbyterian insurance covers mental health services for all ages. The insurance coverage includes several forms of treatment and care that a patient may require as they overcome or cope with their mental disorders and illnesses.

Common treatment options included under the Presbyterian insurance include Medication-assisted treatment and psychiatric services. There are also peer-based treatment options such as individual therapy or group and family therapy to ensure that patients are in an environment where they do not feel alone and will have someone to relate to.

Living with a mental disorder or illness can be challenging and overwhelming, especially if an individual has no means to obtain the proper forms of treatment and medication. Gain access to your mental health needs and recovery options by taking advantage of your Presbyterian insurance for a mental health program now.

What Length of Treatment Does Presbyterian Insurance Cover?

Presbyterian health insurance covers a wide list of services, including rehabilitation for substance abuse, mental health, and alcohol abuse. However, it can be difficult to determine the specifications of each service or insurance, as it depends on what plan you currently have ongoing.

The best solution is to inquire with our facility directly so that you can receive a personalized quote of the costs you may need to cover and the length of treatment that you can undergo with your insurance plan. Simply call Icarus Behavioral and we can get you the exact coverage details in a quick and confidential manner.

We would be happy to help you with any questions or concerns as you figure out the details of your insurance plan. Our goal is to help all patients in their journey to recovery, in any way we can. For more information, kindly contact our Admissions team at Icarus so that we can assist you.

Why Choose a Rehab That Accepts Presbyterian Insurance?

Taking advantage of treatment using your Presbyterian insurance facility gives clients the benefit of coordinated care. As a licensed treatment center, we communicate closely with your insurance provider (Presbyterian Insurance) to ensure that you are paying for and undergoing treatments that will truly aid in your recovery.

We have extensive knowledge about Presbyterian insurance policies, and eligibility, and stay up to date with any matters regarding compliance. We work directly with your insurance providers to ensure that you will experience a seamless recovery in an enriching environment, all while getting the best value for your money with your insurance plan and treatments.

Since the clients under Presbyterian insurance are often members of the church as well, we exert the best of our abilities to respectfully incorporate the ideals of the Presbyterian church into our treatment.

Learn more about our treatment options by browsing our website or contacting us directly.

Will My Presbyterian Insurance Premium Go Up If I Go to Rehab?

The terms of the Presbyterian health insurance plan may cause premiums to go up if you take advantage of certain services. According to the Presbyterian healthcare website, premium rates may rise due to insurance pooling.

This exists to help members with higher claims pay for their expenses by seeking help from individuals with lower claims. Some of the possible reasons for an increase in premium rates may include the following:

• Increased use of various services (For example, using urgent care and emergency services in place of the usual check-up with a doctor.)
• Aging of the population.
• Increased use of innovative or new forms of medication, drugs, treatment options, and more.
• Increased charges and use of medical services

How Can I Pay Costs Not Covered by a Presbyterian Insurance Plan?

Although healthcare services and aids like Presbyterian insurance are a big help, out-of-pocket expenses and deductibles are possible in every plan. According to the Presbyterian Healthcare website, you can reduce your out-of-pocket costs or pay for any additional expenses by looking into the following methods:

• Using your Health Savings Account (HSA) – The HSA aids patients in paying for high-deductible health plans (HDHP). The account is composed of contributions from the owner of the account or their employer, usually saved up from monthly or annual contributions.
• Using your Flexible Spendings Account (FSA) – This is offered by employers to their workers. This account enables workers to allocate their earnings toward certain expenses, such as rehabilitation, treatment options, or other medical services as needed.

Use Your Presbyterian Insurance to Start Rehab at Icarus Now!

Clients have the best chance at recovery if they have access to high-quality treatment, a supportive environment, and all necessary medical services that they may require as they overcome their struggles with mental health, substance abuse, or alcohol abuse.

We are an established addiction treatment provider that accepts Presbyterian in New Mexico for all of your healthcare needs throughout your recovery. For more information about services, reach out today to our Admissions team!